Global Payment
Digital Virtual Credit Card Batch Distribution Platform

This Agreement constitutes a valid agreement between you and PolyCard for the use of PolyCard Web Services (the "Services"). Once you log in and use the Service, it means that you have carefully read, understand and agree to all terms of this Agreement, and are willing to bear the resulting legal responsibilities. Before confirming your acceptance of this Agreement, please read the contents of this Agreement carefully, especially the provisions regarding disclaimers or limitation of liability. If you do not agree with or do not understand the terms, do not continue to use the Service.

Service Statement and Commitment

1. You understand and agree that PolyCard has the right to update, adjust or transform the system, functions, service contents and operation methods at any time based on business development needs in order to optimize the quality of service.
2. If PolyCard adjusts the terms of this Agreement due to system upgrades, business needs or changes in laws and regulations, you can view the updates in the latest version of the Agreement. By continuing to use the Service, you agree to and accept the updated terms; Otherwise, you should stop using it.
3. PolyCard will, when processing payment and banking business related to you, inquire, verify or provide your information to credit bureaus or other compliance agencies according to legitimate needs, and undertake to maintain the confidentiality of your information.
4. In order to ensure the security of the transaction, you authorize PolyCard to collect, store and use your device information and personal information (such as device model, IP address, etc.) when necessary to enhance the security of the transaction.

Fees and termination of service

1. The use of PolyCard Web Services is subject to payment of the service price announced by PolyCard. If the price of the service changes, you have the right to choose whether to continue using it. If you do not accept the new fee standard, you may apply to change or terminate the service; Otherwise, it is deemed to accept the adjustment content.
2. You may choose to turn off the PolyCard Web Version service at any time, after which the service will terminate. If you breach the Agreement, PolyCard reserves the right to unilaterally suspend or terminate your services and reserves the right to hold you liable.

Service Usage Rules

1. You voluntarily choose to use PolyCard Web Services and shall comply with all rules, bylaws and agreements related to PolyCard business.
2. The Web version of the Service can only be accessed through the official PolyCard website or other legally authorized channels. You are solely responsible for any consequences resulting from your use of unauthorized programs or third-party applications.
3. PolyCard is not responsible for service interruption, transaction delay or failure that may result from uncontrollable factors such as network, communication or equipment failure during use. You can try again after the fault is rectified, or do it through other self-service channels.
4. To ensure the security of your account, you need to keep your account and password information safe. All operations in the system are deemed to be your own operations and bear the corresponding responsibility. The risk or loss of funds resulting from the loss of information is at your own risk.
5. You are required to provide true, legal and complete personal information when using PolyCard services. If the information provided is untrue or not updated in a timely manner, PolyCard reserves the right to refuse, suspend or terminate the Service at your own risk.

Personal Information Protection and Privacy Policy

1. PolyCard will collect, transmit, analyze and store your personal information according to business needs, and ensure information security through advanced technical means. PolyCard will not disclose your information to third parties unless we have your express consent or are required to do so by law.
2. With your authorization, PolyCard may provide the necessary information to legitimate institutions or partners when processing payment and banking transactions to ensure compliance with the services. All partner organizations are obligated to keep your information secure.
3. You authorize PolyCard to collect your device information (such as device model, IP address and geographical location, etc.) when necessary to enhance the security of your transactions.

Prohibited Matters and Compliance

1. You shall not engage in any illegal or irregular activities, such as money laundering, fraud, etc., when using the Service. Upon discovery or reasonable suspicion, PolyCard reserves the right to immediately suspend or terminate the Services and take the necessary risk control measures.
2. You agree that PolyCard may adopt compliant security measures to protect the security of information and transactions.

Dispute resolution and application of law

1. If there is a dispute between this agreement and PolyCard, both parties shall try their best to negotiate and resolve it; If the negotiation fails, a lawsuit can be filed with the court where PolyCard headquarters is located.
2. The formation, validity, performance, interpretation and dispute resolution of this Agreement shall be governed by the laws and regulations of the place where PolyCard is registered.
3. The holding of any provision of this Agreement as invalid or unenforceable shall not affect the validity of the remaining provisions.
4. Matters not mentioned in the Agreement will be implemented in accordance with relevant laws and regulations and PolyCard business rules.
Please check this agreement carefully to see if it meets your needs. Comments are welcome if specific terms need to be modified or added.

Introduction

PolyCard (hereinafter referred to as "the Platform" or "We") attaches great importance to the protection of your personal information and is committed to strictly enforcing its privacy policy. When you use this platform service, we may collect, store, use and share your relevant personal information. Through this Privacy Policy, we will explain to you how personal information is collected, stored, used and shared, and how to protect the security of your information and provide access to, update and control of information. This Privacy Policy applies to all products and services that you use the Platform through PolyCard.
Before you choose "Agree", please be sure to read this policy carefully to ensure that you fully understand and accept the terms and the corresponding legal consequences. By clicking or checking "Agree", you accept this Privacy Policy, and we will lawfully use and protect your personal information in accordance with relevant laws and regulations and this Policy.

This Privacy policy will help you understand the following:

1. How PolyCard collects and uses your personal information;
2. How PolyCard uses cookies and similar technologies;
3. How PolyCard entrusts, shares, transfers and publicly discloses your personal information;
4. How PolyCard stores and protects your personal information;
5. Your rights;
6. Third party liability statement;
7. Protection of minors' personal information;
8. Updates to the Privacy policy;
9. How to contact us.

How do we collect and use your Personal information

Personal information means data that, alone or in combination with other information, identifies you or reflects your activities, including but not limited to name, date of birth, ID number, biometric information, contact details, address, account information, transaction records, credit information, consumption preferences, geographic location, etc.
1. Login and verification information: When you register and log in to PolyCard, we will collect your SMS verification code, IP address and device information to ensure identity verification and service security.
2. Account opening information: When opening an account, we may need access to microphones, cameras, photo albums, and collect ID photos, four-element information and video data to complete the identity verification and KYC (Know Your Customer) process.
3. Transaction information: When you make a transaction, we will collect your account registration information, password, verification code, etc., to verify the validity of the transaction, and keep your transaction records for you to query and trace.

How do we use cookies and similar technologies

1. Cookie：In order to ensure the normal operation of the Website and optimize your experience, we store small data files (cookies) on your device to record preferences and usage data. You can choose to clear or block cookies, but the use of some services may be affected.
2. Do Not Track(Do Not Track) : If your browser has Do Not Track enabled, we will follow your choice.

How to entrust, share, transfer and publicly disclose your personal information

1. Sharing: Necessary information may be shared with affiliates as required during business operations. If we need to change the use or processing of the information, we will ask your consent again.
2. Transfer: In the event of a merger, acquisition or asset transfer involving the transfer of personal information, we will notify you in advance and, if necessary, ask for consent again.
3. Public Disclosure: PolyCard will not publicly disclose your information unless expressly authorized by you or required by law.
4. Exceptions: Where permitted by laws and regulations, we may collect and use information without consent in order to fulfill legal obligations, safeguard important public interests, or execute judicial proceedings in certain circumstances.

How do we store and protect your personal information

1. Storage: We will store your personal information securely for the shortest period necessary to provide the service.
2. Protection measures: In order to prevent the loss, tampering or disclosure of information, we will adopt industry-standard encryption technology, private line transmission and access control measures to protect your information security.

Your rights

1. Right of access: You have the right to access and inquire about your personal information.
2. Right of correction: If the information is incorrect or out of date, you can request an update and correction.
3. Right to deletion: Where permitted by law, you may request the deletion of personal information.
4. Withdrawal of consent: You may withdraw your previously authorized permission at any time without affecting the legality of the use of the information prior to withdrawal.

Statement of liability to third parties

When you use PolyCard Services, third parties may collect information about you through cookies or other plug-ins. PolyCard is not responsible for the privacy practices of these third parties and we encourage you to read and understand their privacy policies.

Protection of minors' personal information

PolyCard pays special attention to the protection of minors' information. If minors use the Platform services, they must obtain the consent of their parents or guardians, and the guardians have the right to query or request deletion of relevant information at any time.

Updates to this Privacy Policy

This Privacy Policy may be amended in light of business developments and changes in laws and regulations. If there are important changes, we will inform you through push notifications or pop-ups, and you can choose whether to continue to authorize.

How to contact us

If you have any questions about this Privacy Policy or need further assistance, please contact us at:ppay71845@gmail.com Please check the content of this privacy policy, if you need to further adjust or add specific terms, please feel free to inform!